A Little History...

  This past October, my husband and I began looking into the possibility of buying our first home. We had our doubts that it would be possible with both of us having stacks of student loans, but our best decision was to visit with a loan officer of a local mortgage company and begin discussions. We quickly realized that through a special loan program our dreams of being homeowners could come true. Thus we began our search, remaining near our family and between our places of work. After visiting several unusual homes, including one with a toilet (1/4 bath) shoe horned underneath a stairwell, we stumbled upon one that was only 1 mile from our apartment.

   It was built in 1989, and was a bit dated and dirty, but it sat upon 8 acres of land and had great potential. The best feature was that although it was literally across the street from the city boarder the property qualified for the special loan program we were hoping for. We made some compromises, for example, only 2 bedrooms on the second floor, no garage, and only one full bath, but it has room to grow. Purchasing our home was a bit slow going given that it was a foreclosed property, but it worked out that we didn't have a mortgage payment overlap our apartment lease, yet we had a month to work on renovations prior to moving.